Fitch Takes Multiple Rating Actions on Wood Street VI
OREANDA-NEWS. Fitch Ratings has taken multiple rating actions on Wood Street CLO VI B.V.'s as follows:
EUR132.3m Class A-1 (ISIN XS0315358084): affirmed at 'AAAsf'; Outlook Stable
EUR15.0m Class A-2 (ISIN XS0315362433): affirmed at 'AAAsf'; Outlook Stable
EUR23.7m Class B (ISIN XS0315364991): affirmed at 'A+sf'; revised Outlook to Positive from Stable
EUR18.4m Class C (ISIN XS0315365451): affirmed at 'BBB+sf'; revised Outlook to Positive from Stable
EUR15.5m Class D (ISIN XS0315365618): affirmed at 'BB+sf'; revised Outlook to Positive from Stable
EUR13.2m Class E (ISIN XS0315366186): upgraded to 'B+sf' from 'B-sf'; Outlook Positive
Wood Street CLO VI B.V. is a securitisation of mainly European senior secured loans, senior unsecured loans, second-lien loans, mezzanine obligations, high-yield bonds and structured finance securities. At closing, a total note issuance of EUR325.8m was used to invest in a target portfolio of EUR317.05m. The portfolio is actively managed by Alcentra Ltd.
KEY RATING DRIVERS
The revision of the Outlooks of the class B to E notes, as well as the upgrade of class E notes, reflects increases in credit enhancement throughout the capital structure over the past 12 months as a result of natural amortisation. The class A-1 notes have amortised by EUR75m, increasing credit enhancement to 47.8% from 36.7% on the class A-1 notes and to 13.9% from 10.4% on the class E notes. The revision of the Outlook to Positive also reflects the possibility of an upgrade of the respective notes should the speed of amortisation be maintained, leading to further increases in credit enhancement.
Amortisation has also led to an increase in the portfolio's concentration. The largest obligor now represents 4.2% of the outstanding portfolio, up from 3.5%, and the 10 largest obligors account for 36.3%, up from 28.1%. The largest country is now Spain with 17.6%, up from 8.6%, increasing the overall peripheral European exposure, presented by Spain and Italy, to 20.8% from 11.3%. The second-largest country is Germany with 17.5%, up from 15%, followed by France with 12.8%, down from 22.7%. The largest industries are telecommunications with 11.3%, up from 7.4%, retail with 10.6%, up from 8.7% and business services with 10.4%, down from 12.3%.
The effects of increased portfolio concentration were offset by the overall stable performance of the portfolio and improved credit quality of the underlying assets. The 'CCC' obligations have remained largely unchanged at just over 10%, while there has been a credit migration to 'B' assets from 'B-'.
The transaction exited its reinvestment period in October 2014 and currently cannot reinvest unscheduled proceeds due to the breach of the 'CCC' obligation trigger and the weighted average rating factor test.
RATING SENSITIVITIES
Fitch rating sensitivity analysis showed that stressing the probability of default or reducing the recoveries by 25% would not impact the notes.
DUE DILIGENCE USAGE
No third party due diligence was provided or reviewed in relation to this rating action.
DATA ADEQUACY
Fitch has checked the consistency and plausibility of the information it has received about the performance of the asset pool and the transaction. There were no findings that were material to this analysis. Fitch has not reviewed the results of any third party assessment of the asset portfolio information or conducted a review of origination files as part of its ongoing monitoring.
The majority of the underlying assets have ratings or credit opinions from Fitch and/or other Nationally Recognised Statistical Rating Organisations and/or European Securities and Markets Authority registered rating agencies. Fitch has relied on the practices of the relevant Fitch groups and/or other rating agencies to assess the asset portfolio information.
Overall, Fitch's assessment of the information relied upon for the agency's rating analysis according to its applicable rating methodologies indicates that it is adequately reliable.
SOURCES OF INFORMATION
The information below was used in the analysis.
-Loan-by-loan data provided by BNY Mellon as at 25 November 2015
-Transaction reporting provided by BNY Mellon as at 25 November 2015
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