Fitch: Finite Upgrade Sales Benefiting U.S. Timeshare
However, timeshare fundamentals are benefiting from some potentially unsustainable trends. 'The high level of sales to existing customers, which exceeds 50% of total sales for some companies, is unsustainable through the cycle.' says Stephen Boyd, Director of Lodging & REITs. 'Upgrade sales to owners carry high margins and suggest a level of owner satisfaction with the product. However, there are natural limits to existing owner demand, making new owners important for long-term system health.'
Fitch also views select capital-light inventory sources as arguably unsustainable. 'Fee-for-service sales opportunities are declining as stalled developments from the last cycle are finished and sold.' Some companies have also struggled to consistently procure attractively priced third-party capital partners for new developments, making it risky to rely on this inventory source for long-range planning.
Timeshare companies continue to have healthy access to the securitization markets, although timeshare ABS deal rates have increased ahead of a potential Fed rate rise. Fitch believes timeshare companies will be able to pass through higher funding costs to borrowers.
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