Fitch Rates 5180-2 CLO LP; Publishes New Issue Report
--$603,600,000 class A-1 notes 'AAAsf'; Outlook Stable.
Fitch does not rate the class A-2A, A-2B, B, C, D, or subordinated notes.
TRANSACTION SUMMARY
5180-2 CLO LP is an arbitrage cash flow collateralized loan obligation (CLO) that will be managed by Guggenheim Partners Investment Management, LLC (GPIM). Net proceeds from the issuance of notes will be used to purchase collateral to reach a target portfolio of approximately $992.05 million of primarily senior secured leveraged loans. The CLO will have a four-year reinvestment period that may be extended for up to an additional five years.
KEY RATING DRIVERS
Sufficient Credit Enhancement: Credit enhancement (CE) of 39.2% for class A-1 notes, in addition to excess spread, is sufficient to protect against portfolio default and recovery rate projections in the 'AAAsf' stress scenario. The level of CE for class A-1 notes is above the average for recent CLO issuances.
'B/B-' Asset Quality: The average credit quality of the indicative portfolio is 'B/B-', which is comparable to recent CLOs. Issuers rated in the 'B' rating category denote relatively weak credit quality; however, in Fitch's opinion, class A-1 notes are unlikely to be affected by the foreseeable level of defaults. Class A-1 notes are robust against default rates of up to 64.6%.
Strong Recovery Expectations: The indicative portfolio consists of 95.2% senior secured loans. Approximately 87.5% of the indicative portfolio has strong recovery prospects or a Fitch-assigned Recovery Rating of 'RR2' or higher, and the base case recovery assumption is 76.3%.
In determining ratings for class A-1 notes, Fitch stressed the indicative portfolio by assuming a higher portfolio concentration of assets with lower recovery prospects and further reduced recovery assumptions for higher rating stresses resulting in a 37.3% recovery rate assumption in Fitch's 'AAAsf' scenario.
RATING SENSITIVITIES
Fitch evaluated the structure's sensitivity to the potential variability of key model assumptions, including decreases in recovery rates and increases in default rates or correlation. Fitch expects the class A-1 notes to remain investment grade even under the most extreme sensitivity scenarios; results under these sensitivity scenarios ranged between 'A+sf' and 'AAAsf'.
Key Rating Drivers and Rating Sensitivities are further described in the accompanying new issue report, which is available for investors on Fitch's website at 'www.fitchratings.com'.
DUE DILIGENCE USAGE
No third party due diligence was provided or reviewed in relation to this rating action.
The publication of a RW&Es appendix is not required for this transaction.
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