Fitch Affirms DECO Series 2005 - UK Conduit 1 plc; Withdraws Ratings
GBP0m class D (XS0222806514) affirmed at 'Dsf'; withdrawn
GBP0m class E (XS0222830811) affirmed at 'Dsf'; withdrawn
DECO Series 2005 - UK Conduit 1 plc was originally a securitisation of 23 commercial loans originated by Deutsche Bank AG (A+/Negative). In October 2015, no loans remained.
KEY RATING DRIVERS
Fitch is withdrawing the ratings as DECO Series 2005 - UK Conduit 1 plc has defaulted. Accordingly, Fitch will no longer provide ratings or analytical coverage for DECO Series 2005 - UK Conduit 1 plc.
The last loan to be resolved (I/S Scandinavian Property Investments (EUR2.6m - whole, EUR2.1m - senior) was repaid in full at maturity. Funds were disbursed to meet the issuer's obligations in July, causing both class D and E notes to suffer a loss. No issuer collateral remains, with outstanding bond balances being written off.
RATING SENSITIVITIES
Not applicable
DUE DILIGENCE USAGE
No third party due diligence was provided or reviewed in relation to this rating action.
DATA ADEQUACY
Fitch has checked the consistency and plausibility of the information it has received about the performance of the asset pool and the transaction. There were no findings that were material to this analysis. Fitch has not reviewed the results of any third party assessment of the asset portfolio information or conducted a review of origination files as part of its ongoing monitoring.
Fitch did not undertake a review of the information provided about the underlying asset pool ahead of the transaction's initial closing. The subsequent performance of the transaction over the years is consistent with the agency's expectations given the operating environment and Fitch is therefore satisfied that the asset pool information relied upon for its initial rating analysis was adequately reliable.
Overall, Fitch's assessment of the information relied upon for the agency's rating analysis according to its applicable rating methodologies indicates that it is adequately reliable.
SOURCES OF INFORMATION
The information below was used in the analysis.
-Loan-by-loan data provided by servicer as at end-October 2015
-Transaction reporting provided by servicer as at end-October 2015
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