OREANDA-NEWS. November 12, 2015. Due to decrease in equity capital below the minimum amount of the authorised capital established as of the date of the state registration of the credit institution, and guided by Article 19, Clause 2 of Part 2 of Article 20 of the Federal Law ‘On Banks and Banking Activities’ and Part 11 of Article 74 of the Federal Law ‘On the Central Bank of the Russian Federation (Bank of Russia)’, Bank of Russia took a decision (Order No. OD-3103, dated 10 November 2015) to revoke the banking licence from the Moscow-based credit institution Non-Bank Credit Institution Tor Credit, limited liability company, or NCI Tor Credit LLC (Bank of Russia Registration No. 3497-D, date of registration — 15 June 2009).