OREANDA-NEWS. Fitch Ratings affirms the senior and subordinates notes issued by Access Group Inc., 2007-A at 'AAAsf' and 'BBBsf' respectively. The Rating Outlook for the notes remains Stable. A detailed list of rating actions follows at the end of this press release.

KEY RATING DRIVERS
Adequate Collateral Quality: The trust is collateralized by approximately $382.8 million private student loans originated Access Group. The projected remaining defaults are expected to range between 9%-11%. A recovery rate of 25% was applied, which was determined to be appropriate based on data previously provided by the issuer.

Sufficient Credit Enhancement: CE is provided by overcollateralization (OC; the excess of trust's asset balance over bond balance) and excess spread. Senior and total parity ratios are currently 126.72% and 103.00% respectively.

Adequate Liquidity Support: Liquidity support is provided by a capitalized interest account sized at $2.0 million.

Satisfactory Servicing Capabilities: Day-to-day servicing is provided by Xerox Education Services. Fitch believes the servicing operations are acceptable at this time.

RATING SENSITIVITIES
As Fitch's base case default proxy is derived primarily from historical collateral performance, actual performance may differ from the expected performance, resulting in higher loss levels than the base case. This will result in a decline in CE and remaining loss coverage levels available to the bonds and may make certain bond ratings susceptible to potential negative rating actions, depending on the extent of the decline in coverage. Fitch will continue to monitor the performance of the trust

DUE DILIGENCE USAGE
No third party due diligence was provided or reviewed in relation to this rating action.

Fitch affirms the following ratings:

Access Group Inc., 2007-A:
--Class A-2 at 'AAAsf'; Outlook Stable;
--Class A-3 at 'AAAsf'; Outlook Stable;
--Class B at 'BBBsf'; Outlook Stable.