Fitch Affirms GS Mortgage Securities Trust 2012-GCJ9
KEY RATING DRIVERS
The affirmations are due to stable pool performance since issuance. As of the October 2015 distribution date, the pool's aggregate principal balance has been reduced by approximately 3.2% to $1.35 billion from $1.39 billion at issuance. Fitch has designated 12 loans (9.8%) as Fitch Loans of Concern (LOC), three of which are special serviced (1.5%). Two loans are defeased (1.6% of the pool). In addition to year-end 2014 reporting, Fitch analyzed interim 2015 financials and rent rolls provided by the master servicer.
The largest loan is the Bristol Portfolio (10.4% of the pool balance), which is secured by a mixed-use retail, office and multifamily property (Bristol Plaza) and a 30-unit multifamily property (336 East 71st Street), both located on the Upper East Side of Manhattan. Bristol Plaza (98.4% of allocated loan amount) consists of 82,494 square feet (sf) of medical office space, 20,036 sf of ground floor retail, a 153-space parking garage, 45 unfurnished multifamily rental units and 128 furnished multifamily corporate rental units.
The second largest loan is Pinnacle I (9.6% of the pool balance), which is collateralized by a 393,411 sf office property (including 15,869 sf of retail space) located within the media district of Burbank, CA. The property is located adjacent to the Ventura Freeway and across the street from Warner Bros. Studios. As reported by the servicer, Pinnacle I is approximately 87.6% occupied as of first-quarter 2015. The largest tenants are Warner Music Group and AM/FM Operating, Inc.
The largest specially serviced loan (0.7% of the pool) is secured by two self-storage properties in the San Antonio, TX area. The loan transferred due to the bankruptcy filing of the guarantor, American Spectrum Realty, Inc. The reported occupancy as of third-quarter 2014 was approximately 89%.
RATING SENSITIVITIES
The Rating Outlook remains Stable for all classes. Due to the recent issuance of the transaction and stable performance, Fitch does not foresee ratings migration until a material economic or asset level event changes the transaction's overall portfolio-level metrics.
DUE DILIGENCE USAGE
No third-party due diligence was provided or reviewed in relation to this rating action.
Fitch has affirmed the following ratings:
--$28.5 million class A-1 at 'AAAsf'; Outlook Stable;
--$202.5 million class A-2 at 'AAAsf'; Outlook Stable;
--$607.4 million class A-3 at 'AAAsf'; Outlook Stable;
--$90 million class A-AB at 'AAAsf'; Outlook Stable;
--Interest-only class X-A at 'AAAsf'; Outlook Stable;
--$111.1 million class A-S at 'AAAsf'; Outlook Stable;
--$90.3 million class B at 'AA-sf'; Outlook Stable;
--$57.3 million class C at 'A-sf'; Outlook Stable;
--$57.3 million class D at 'BBB-sf'; Outlook Stable;
--$27.8 million class E at 'BBsf'; Outlook Stable;
--$22.6 million class F at 'Bsf'; Outlook Stable.
Fitch does not rate the interest-only class X-B or the $50.3 million class G.
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