Fitch Updates Rating Criteria for U.S. Military Housing
Fitch has identified five key rating drivers that affect the credit quality of military housing credits:
--Basic Allowance for Housing (BAH) and Occupancy: Financial health of the military housing project is tied to BAH rates and occupancy levels, which directly affect debt service coverage levels;
--Existing Unit Cash Flow: Dedication of revenue from existing housing units during the initial development phase (IDP)is necessary to mitigate construction risk;
--Meeting IDP Schedule: Meeting the project construction schedule is key to ensuring that new and/or rehabbed units are on line generating revenue to pay debt service;
--BRAC: Base Realignment and Closure (BRAC)is a risk that is ever present;
--Base Essentiality: An installation's importance to the military is directly linked to the base's level of essentiality, its history and its mission relative to the current security environment of the U.S.
The updated criteria report outlines how Fitch evaluates these risk factors in its rating analysis of military housing bonds.
The report is available at 'www.fitchratings.com'.
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