Fiserv White Paper Outlines How Financial Institutions Can Expand Mobile Capture beyond Check Deposit
With more than 90 percent of the nation's top 30 financial institutions currently offering mobile check deposit services, the technology has become relatively mainstream. Mobile capture technology has also evolved - it can now be used to capture data from bills, receipts, and other documents. Mobile capture services help meet consumers' expectations to complete financial transactions on their own, reducing the need for them to make a trip to a branch, while creating efficiencies for the financial institution.
"Today's consumers are capturing every aspect of their lives using platforms such as Snapchat and Instagram, so it's only logical that they look to their financial institutions to provide these same type of capabilities for financial transactions," said
Daniel Steere, director,
mobile image capture,
For an optimal customer experience, financial institutions must have appropriate resources in place to support mobile capture technology. Special considerations should be made around authentication, choice of mobile platform, and image quality analysis systems. It is crucial that staff members are trained and that they understand how the technology works so they can answer questions and help customers utilize the capabilities. Marketing initiatives are an equally integral component of a successful mobile capture program, with cross-channel promotion that includes videos proving to be most effective.
Financial institutions that take a bold and comprehensive approach to
mobile image capture technology will position themselves for positive
results. For example, customers can use a smartphone to take a photo of
a bill and have the essential information automatically populated into
the right bill payment fields so it's ready to pay - a fast and simple
experience that is growing in adoption. Offering this functionality
through Snap-to-Pay™ from
To download the full white paper outlining strategies financial
institutions can use to expand mobile capture technology, visit www.fiserv.com/mobile-capture.
To learn more about mobile image capture solutions offered by
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