OREANDA-NEWS. As of 30 June 2015, the Group Sberbank's total assets reached RUB 23,657.0 bn showing a 6.1% decline compared to the 2014 year end.

For 1H 2015, net loans and advances to customers decreased by 5.6% to RUB 16,755.9 bn compared to RUB 17,756.6 bn at 2014 year end.

The proportion of gross non-performing loans in Group's total gross loans increased to 4.9% as of 30 June 2015 (31 December 2014: 3.2%).

Customer deposits increased by 1.8% to RUB 15,850.1 bn compared to RUB 15,562.9 bn at the 2014 year end.

Loan to deposit ratio reached 102.2% as of 30 June 2015 as compared to 110.8% at 2014 year end.

The Group's Equity increased for 1H 2015 by 7.1% to RUB 2,162.6 bn.

The total capital adequacy ratio (Basel I) improved by 130 basis points for 1H 2015 to 13.4%. The core capital adequacy ratio increased by 100 basis points to 9.6%.