Fitch to Rate Illinois Finance Authority VRDBs (Little Co. of Mary Hospital), Ser 2008 A & B 'A/F1'
KEY RATING DRIVERS:
The rating will be based on the support provided by irrevocable direct-pay letters of credit (LOCs) issued by Barclays Bank PLC(rated 'A/F1', Stable Outlook).
The bonds are currently supported by LOCs issued by JPMorgan Chase Bank, N.A. and not rated by Fitch. On the effective date, Fitch will assign ratings to the bonds in connection with the provisions of the substitute series LOCs to be provided by Barclays Bank, PLC.
The bank is obligated to make regularly scheduled payments of principal of and interest on the bonds in addition to payments due upon maturity, acceleration and redemption, as well as purchase price for tendered bonds. The ratings will expire upon the earliest of: (a) June 29, 2018, the initial stated expiration date of the LOCs, unless such date is extended; (b) conversion to a mode other than weekly or daily; (c) any prior termination of the LOCs; and (d) defeasance of the bonds. The LOCs provide full and sufficient coverage of principal plus an amount equal to 45 days of interest at a maximum rate of 12% based on a year of 365 days and purchase price for tendered bonds, while in the weekly and daily rate modes. The Remarketing Agent for the bonds is Barclays Capital Inc. The bonds are expected to be mandatorily tendered and reoffered on July 1, 2015.
The bonds will bear interest at a weekly rate, but may be converted to a daily, flexible, term, auction or fixed rate. While bonds bear interest in the weekly or daily rate mode, interest payments are on the first business day of each month. The next scheduled interest payment date is Aug. 3, 2015. The trustee is obligated to make timely draws on each series LOC to pay principal, interest, and purchase price. Funds drawn under the LOCs are held invested in accordance with rating guidelines and mature when needed, and are free from any lien prior to that of the bondholders.
Holders may tender their bonds on any business day, provided the trustee and remarketing agent is given the requisite prior notice of the purchase. The bonds are subject to mandatory tender: (1) upon conversion of the interest rate (except between weekly and daily); (2) upon expiration, substitution or termination of the LOC; (3) following receipt of written notice from the bank of an event of default under the reimbursement agreement, and (4) following receipt of notice from the bank that the interest component will not be reinstated directing such mandatory tender. Optional and mandatory redemption provisions also apply to the bonds. There are no provisions for the issuance of additional bonds
Proceeds were used to currently refund the series 1997B bonds on March 13, 2008 and the series 2007 bonds on April 1, 2008
and to pay or reimburse the Corporation for the payment of the costs of acquiring, constructing, renovating, remodelling and equipping certain of its health care facilities.
RATING SENSITIVITIES
The rating is exclusively tied to the short and long-term rating that Fitch maintains on the bank providing the substitute LOC and will reflect all changes to that rating.
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