Fitch Affirms GRACE 2014-GRCE
KEY RATING DRIVERS
The affirmations and Stable Outlooks reflect the overall stable property performance since issuance.
According to the December 2014 rent roll, the property was 90.6% leased compared to 91.2% at issuance. The property's major tenants include HBO (20.8% of net rentable area [NRA], lease is guaranteed by Time Warner Inc., rated 'BBB+' by Fitch); Cooley LP (6.8%); Bain & Company (6.1%); Interpublic Group (6.1%; rated 'BBB' by Fitch); and Tahari ASL (3.9%).
Approximately 54% of the NRA rolls during the seven-year loan term, according to the December 2014 rent roll. Fitch considers there is an increased probability that HBO will vacate their space at lease expiration in December 2018 based on the announcement that Time Warner intends to move to Hudson Yards. HBO's lease has a two-year renewal notice period. Fitch will continue to monitor the tenancy and leasing at the property.
Fitch reviewed partial year reporting for the property for the year-to-date period ending Sept. 30, 2014. Over this period, the servicer-reported debt service coverage ratio, on a net operating income basis, was 1.74x.
The transaction's certificates represent the beneficial ownership in the mortgage loan securing the fee interest in the Grace Building, a 1.5 million square foot, class A office building with an iconic design located on Bryant Park in Manhattan. Proceeds of the loan were used to refinance existing debt, fund up-front reserves, pay closing costs, and return equity to the sponsor. The certificates follow a sequential-pay structure. The interest-only, fixed-rate loan has a seven-year term with a maturity of June 2021 and a 3.61% rate.
The loan is sponsored by an affiliate of Trizec Properties, Inc. (controlled by a partnership of Brookfield Office Properties Inc.) and an affiliate of The Swig Company, LLC, who originally developed the property in 1971.
RATING SENSITIVITIES
The Outlook remains Stable for all classes. No rating actions are expected unless there are material changes in property occupancy or cash flow. Property performance is consistent with issuance. This transaction is secured by a single asset and is more susceptible to single event risk related to the market, sponsor, or the largest tenants occupying the property.
Initial Key Rating Drivers and Rating Sensitivities are further described in Fitch's new issue report titled 'GRACE 2014-GRCE Mortgage Trust' (July 16, 2014), which is available at www.fitchratings.com.
DUE DILIGENCE USAGE
No third party due diligence was provided or reviewed in relation to this rating actions.
Fitch has affirmed the following ratings:
--\$520,598,000 class A at 'AAAsf'; Outlook Stable;
--\$594,676,000* class X-A at 'AA-sf'; Outlook Stable;
--\$74,078,000 class B at 'AA-sf'; Outlook Stable;
--\$51,324,000 class C at 'A-sf'; Outlook Stable;
--\$18,000,000 class D at 'A-sf'; Outlook Stable;
--\$96,000,000 class E at 'BBB-sf'; Outlook Stable;
--\$115,000,000 class F at 'BB-sf'; Outlook Stable;
--\$25,000,000 class G at 'Bsf'; Outlook Stable.
*Interest-only class X-A is equal to the notional balance of class A and class B.
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