Fitch: EMEA Banks Chart of the Month - German & Austrian Banks' Fading State Support
Both countries are early adopters of the bail-in tool under the EU's Bank Recovery and Resolution Directive, but so far, only Austria has applied it as the country is toughening its approach to bank support. This increasingly exposes creditors to the Austrian banks' protracted recovery. The bail-in tool is required in all EU countries from 1 January 2016.
Austria's banking sector also remains more reliant than its German counterpart on extraordinary state support, and Russia- and CEE-driven pressure on their Viability Ratings contribute to significantly wider expected downgrades of Austrian banks' senior debt ratings than German banks, when we conclude our review of evolving state support in 2Q15.
The report is available at www.fitchratings.com or by clicking on the link above.
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