OREANDA-NEWS. Khaleeji Commercial Bank (KHCB), one of Bahrain’s leading Islamic retail banks, conducted its Annual General Meeting (AGM) followed by its Extraordinary General Meeting (EGM) on Monday 30th of March 2015 at the InterContinental Regency Bahrain.

The meeting was attended by KHCB’s shareholders, members of the Board of Directors, Executive Management team, Shari’a Board, auditors and representatives of regulatory boards.

During the AGM, minutes of the previous AGM, which was held on the 18th March 2014, and audited financial statements for the year ended 31st December 2014 were reviewed and approved.

On this occasion, Chairman of KHCB, Dr. Ahmed Al Mutawa said: “With God’s grace, we were able to deliver strong Financial Results for the year ended 2014, following the implementation of the Bank’s new strategy which was launched during the past year, as the Bank reported a net profit of BD 3 million, compared to a net loss of BD 19.2 million reported in 2013”.

“In addition to ratifying the net profits for the financial year ending on 31st December 2014, the AGM approved the transfer of BD 304,641, the equivalent to 10% of the net profits, to the Statutory Reserve, and also the allocation of BD 2, 741,764 to Retained Profits,” he added.

The AGM discussed and approved the Corporate Governance report for the year ending 31st December 2014, the Banks’ commitment to meeting the requirements of the Central Bank of Bahrain (CBB) and absolving the Directors from any liabilities for the year ended 31st December 2014.

The meeting also ratified the Rewards Framework as per the CBB guidelines and authorized the Board of Directors to draft strategies and plans and implement them as it deems suitable taking into considerations any amendments that may arise according to current conditions.

The Board’s recommendation was also approved, with regards to allocating KHCB shares for trade on the Bahrain Bourse, worth a maximum value of 10% of the total paid up capital, following the approval of the Central Bank of Bahrain. Commenting on the Financial Results of the Bank, the Chief Executive Officer of KHCB, Mr. Khalil Al Meer said: “After approving the minutes of the previous Extraordinary General Meeting, agreement was gained on reducing the Bank’s paid up capital by 13.36%, that’s approximately 2 shares for every 15, from BD 115,416,109 to BD 100,000,000 through decreasing the number of shares from 1,154,161,084 shares to 1,000,000,000 shares. The meeting also approved the deduction of Issuance Allowance worth BD 1,535,181 to counter accumulated losses registered at BD 16,951,290 to cover the difference after the reduction from the returned shares account after gaining official approval”.

During the meeting, agreement was also granted on making amendments to the Bank’s Article of Association in line with CBB requirements pertaining to Rewards terms and conditions and authorization was given to the Board of Directors to appoint a suitable party to implement the discussed and approved notions.

With regards to KHCB’s future plans, Mr. Khalil Al Meer affirmed that the Bank will continue to promote and market a full range of Consumer and Corporate Financial products including Consumer Finance, Auto Finance, Property Finance, Visa Credit Cards and the alternative credit card (Easy36). He also highlighted the newly launched Shari’a compliant Unrestricted Mudharba account (Call Account) all of which have attracted positive response from clients. Furthermore, he reiterated KHCB’s commitment to offer new and exciting customers, innovative and attractive products and services that meet their expectations alongside growing the Bank’s branch network by adding 3 more branches to provide clients with improved accessibility and more convenience to add to its total number of 8 branches, the latest addition of which was the Zinj Branch opened last year. The Bank also introduced a new and improved Al Waffer Account for 2015, to incorporate bigger prizes and greater chances of winning for its clients.

Prior to the conclusion of the meeting, KHCB’s Board of Directors and Senior Management members extended appreciation and gratitude to all staff members whose dedicated service and commitment was a crucial element in the successful performance and achievements of the Bank over the years. They also extended their thanks and appreciation to all their valued clients for the continued support and trust.

Headquartered in the kingdom of Bahrain, Khaleeji Commercial Bank BSC is a fast growing Islamic retail bank that endeavors to achieve its vision to be a leading domestic and regional Islamic Bank, providing a comprehensive range of high quality Shari'ah compliant banking and Investment products, services and investment opportunities to their customers and corporate clients.