Fitch Rates Race Point IX CLO, Limited/Corp.
--\$323,100,000 class A-1 notes 'AAAsf'; Outlook Stable.
Fitch does not rate the class A-2, B, C, D or E notes, any delayed draw notes corresponding to such classes, or preferred shares.
TRANSACTION SUMMARY
Race Point IX CLO, Limited (the issuer) and Race Point IX CLO, Corp. (the co-issuer) represent an arbitrage cash flow collateralized loan obligation (CLO) that will be managed by Sankaty Advisors, LLC (Sankaty Advisors). Net proceeds from the issuance of the notes will be used to purchase a portfolio of approximately \$500 million of leveraged loans. The CLO will have a four-year reinvestment period.
KEY RATING DRIVERS
Sufficient Credit Enhancement: Credit enhancement (CE) of 35.4% for class A-1 notes, in addition to excess spread, is sufficient to protect against portfolio default and recovery rate projections in the 'AAAsf' stress scenario. The degree of CE available to class A-1 notes is lower than the average CE of recent CLO issuances. Cash flow modeling indicates performance in line with other Fitch-rated CLO notes.
'B/B-' Asset Quality: The average credit quality of the indicative portfolio is 'B/B-', which is comparable to recent CLOs. Issuers rated in the 'B' rating category denote relatively weak credit quality. However, in Fitch's opinion, the class A-1 notes are unlikely to be affected by the foreseeable level of defaults. Class A-1 notes are robust against default rates of up to 60.1%.
Strong Recovery Expectations: The indicative portfolio consists of 97.9% first lien senior secured loans. Approximately 89.2% of the indicative portfolio has either strong recovery prospects or a Fitch-assigned recovery rating of 'RR2' or higher, resulting in a base case recovery assumption of 76.4%. In determining the ratings for class A-1 notes, Fitch stressed the indicative portfolio by assuming a higher portfolio concentration of assets with lower recovery prospects and further reduced recovery assumptions for higher rating stress assumptions. The analysis of the class A-1 notes assumed a 36.2% recovery rate in Fitch's 'AAAsf' scenario.
RATING SENSITIVITIES
In addition to Fitch's stated criteria, the agency analyzed the structure's sensitivity to the potential variability of key model assumptions including decreases in weighted average spread or recovery rates and increases in default rates or correlation. Fitch expects the class A-1 notes to remain investment grade even under the most extreme sensitivity scenarios. Results under these sensitivity scenarios ranged between 'A-sf' and 'AAAsf' for the class A-1 notes.
Sources of information used to assess these ratings were provided by the arranger, Citigroup Capital Markets, Inc., and the public domain.
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