Fitch Affirms Nissan Auto Receivables 2011-A Owner Trust
Nissan Auto Receivables 2011-A Owner Trust
--Class A-4 at 'AAAsf'; Outlook Stable.
KEY RATING DRIVERS
The rating affirmation is based on available credit enhancement and loss performance. The collateral pool continues to perform within Fitch's expectations. Based on the current structure and credit enhancement, the security is able to withstand stress scenarios consistent with the original ratings and make full payments to investors in accordance with the terms of the documents.
RATING SENSITIVITIES
Unanticipated increase in the frequency of default and loss severity could produce loss levels higher than the current projected base case loss proxy and impact the available loss coverage and multiples level for the transaction. Lower loss coverage could impact the rating and Rating Outlook, depending on the extent of the decline in coverage.
In Fitch's initial review of the transaction, the note was found to have limited sensitivity to a 1.5x and 2.5x increase of Fitch's base case loss expectation. To date, the transaction has exhibited strong performance with losses well within Fitch's initial expectations with rising loss coverage and multiple levels. As such, a material deterioration in performance would have to occur within the asset pool to have potential negative impact on the outstanding rating.
Комментарии