OREANDA-NEWS. Expert RA Rating Agency (RAEX) confirmed PERVOURALSKBANK credit rating B++, which means "Acceptable level of creditworthiness". Change of the rating outlook from developing to negative means high probability of the rating downgrading in the mid-term.

As positive factors the Agency still highlights high level of capital adequacy, good balance of assets and liabilities by maturities in the short term, good quality of loan portfolio.

Proximity of the Bank capital amount to the regulatory minimum value, extremely narrow client base in the corporate lending segment, low business profitability ratios exert pressure on the rating score.

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