Ministry of Industry will consider preferential car loans only after the reducing of the rate of the Central Bank
OREANDA-NEWS. The Russian government has come back to the question about the possibility of preferential auto loan start when the Central Bank cut its key rate, said the head of the Minister of Industry and Trade, Denis Manturov.
"With today's key rate the issue of preferential car loans - in my opinion, is impractical. My colleagues and I from the automotive industry considered in detail and thoroughly this position, consulted with the government's economic bloc and concluded that, to date, this measure does not work as effectively as in 2013. When the key rate change and depending on the existing situation in the automotive market, we will return to this issue", - the agency" Prime" cited Mr.Manturov.
Earlier in January, he expressed the opinion that the mechanism of preferential car loan is inappropriate to launch in 2015, direct discounts efficiently. At the current lending rates (over 20%) and possible compensation at 8% the discount rate on auto loans at the level of 12-13% will not encourage Russians to buy cars, explained the head of the Ministry of Industry and Trade.
The resumption of the program of preferential car loan acts, in particular, the association "Russian Automobile Dealers" (ROAD). According to dealers, a further increase in interest rates on loans will make absolutely unacceptable conditions for car loans for consumers that will worsen the sale of cars.
Meanwhile, Mr.Manturov stated that the extension of the scrappage programs will be considered after the spending of allocated 10 billion Rubles for 2015, depending on the market situation.
"First, we have to spend these 10 billion Rubles. When we approach the limit, the finish of this program, but we understand the situation on the market and what is the situation at the automakers then we will promptly take appropriate decisions, "- said Mr.Manturov, answering the question, whether the funding of the scrapping program over 10 billion rubles can be increased.
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