OREANDA-NEWS. January 12, 2015. In pursuance of the requirements of Article 22 of the Law of the Republic of Kazakhstan "On the Securities Market" and Article 79 of the Law of the Republic of Kazakhstan "On Joint Stock Companies", JSC "Halyk Bank" would like to inform that the state registration of the Halyk Bank’s Fourth Bond Program and First Bond Issue Prospectus under Halyk Bank’s Fourth Bond Program (the “Bonds”) with the National Bank of Kazakhstan.

1. The Issuer’s name and location:
Joint Stock Company "Halyk Savings Bank of Kazakhstan" (the “Issuer”), 109V, Abay Ave., 050008, Almaty, Republic of Kazakhstan.

2. Date of state registration of securities’ issue, the type and number of securities authorized for issue and subject to placement as well as the other terms:
1)        date of the issue’s state registration - 26 December 2014, registration number – E85-1;
2)        type of securities – unsecured coupon bonds issued in accordance with the legislation of the Republic of Kazakhstan;

3)        number of securities authorized for issue and subject to placement - 17,000,000 (seventeen million) pieces;

4)        National Identification Number - NIN KZP01Y10E855;

5)        par value - 10,000 (ten thousand) tenge;

6)        total amount of the issue - 170,000,000,000 (one hundred seventy billion) tenge;

7)        maturity - 10 years after the offering date;

8)        redemption: Bonds are redeemed at par in tenge with simultaneous payment of the last interest within ten (10) business days after the date following the date of the Bond maturity;

9)        procedure and terms of the Bond coupon payment: coupon payment is made two (2) times a year at the end of each six (6) month period of the Bonds offering date through the Bond maturity. Bond coupon is payable in tenge by transfer to the Bondholders’ bank accounts within ten (10) business days after the date following the last day of the coupon payment period. Bond coupon rate - 7.5% per annum;

10)    covenants and (or) other restrictions:
refrain from paying dividends on the Issuer’s common shares in an amount greater than 50% of consolidated net income under the audited consolidated financial statements of the Issuer for the dividend distribution year. This restriction will not apply to dividends paid on any Issuer’s preferred shares;

refrain from making amendments to any Issuer’s constituent documents that are supposed to change the Issuer’s core activities, except as established by the legislation of the Republic of Kazakhstan;

prevent the violation of deadlines of presenting the annual and interim financial statements set out in the corporate equity listing agreement executed between the Issuer and JSC "Kazakhstan Stock Exchange”;

prevent the violation of deadlines of presenting audit reports for the Issuer’s annual financial statements set out in the non-government securities listing agreement executed between the Issuer and JSC "Kazakhstan Stock Exchange”;

11)    date of the Bond placement decision - 05 January 2015;

12)    start date of offering (start date of floatation) - date of the first auction held in the trading system of JSC "Kazakhstan Stock Exchange" in accordance with the terms of the Bond Issue Prospectus;

13)    Bond placement terms / method - Bonds are placed for the circulation period on the organized securities market in accordance with the internal documents of JSC "Kazakhstan Stock Exchange". Bonds will be circulating both on the organized and unorganized market.
 
3. Information on the Issuer’s department and employees, name and location of the underwriter (underwriter syndicate) through whom it is possible to review bond issue prospectus and further details:

Issuer:
Group Capital Management Department of JSC “Halyk Bank”
Phone: +7 (727) 259-07-77, +7 (727) 330-10-91, +7 (727) 259-05-99.
Location: 109V, Abay Ave., 050008, Almaty, Republic of Kazakhstan.

Underwriter:
JSC Subsidiary Organization of Halyk Bank of Kazakhstan “Halyk Finance”.

The CEO of JSC “Halyk Finance” is Mr. Arnat Abzhanov

Location: 6th floor, 19/1, “Nurly Tau” Business Center, 3B, Al-Farabi Ave., 050059, Almaty, Republic of Kazakhstan.

Phone: + 7 (727) 244-65-40.

Bondholders’ representative:

On 18 December 2014, the Issuer’s Management Board adopted the resolution to choose joint-stock company “BCC Invest,” a subsidiary of JSC "Bank CenterCredit,” as the bondholders’ representative;

The CEO of JSC “BCC Invest” is Mr. Nurlan Kalamkhatov

Location: 100, Shevchenko Str., 050022, Almaty, Republic of Kazakhstan.

Phone: +7 (727) 244-32-32.

4. Bond offering price and payment:
The actual offering price will be determined depending on the demand and supply
from investors applying during the Bond offering.

Bond offered by open bidding at JSC "Kazakhstan Stock Exchange" shall be paid in accordance with the bylaws of JSC "Kazakhstan Stock Exchange". Bonds are paid in non-cash form.