OREANDA-NEWS. December 29, 2014. Alfa-Bank’s deposits are one of the three most secure according to the Standard-Rating agency. The ranking accounted for key financial deliverables of Ukrainian banks over the first nine months of the current year, in particular all publically available financial accounts, including certain regulatory standards.

The agency also conducted a dedicated study of savings deposits by analyzing the ratio between inherent risks and applicable interest rates, and concluded that Alfa-Bank’s offerings offered the best value.

“We have long known that for vast majority of clients an offered interest rate is not the only decisive factor when selecting a bank’s savings account. Pure interest income is not the only thing that matters. Clients also appreciate deposit flexibility and availability on-demand, as well as the feeling that their money is secure. Obviously, we take account of all these factors when developing our deposit offerings. Apart from reasonably high interest rates, we enable our clients to select the most loyal and valuable deposit options – availability of credit, withdrawing the money to and from the appropriate deposit accounts at any time, availability of termination options at certain maturities while maintaining the rate of interest income at the same time, as well as the opportunity to receive deposit interest monthly or at maturity,” explained Piotr Kaczmarek, Head of Retail Business, Alfa-Bank Ukraine, “Many more of them now experience the variety of truly exciting Internet-based services and applications from our bank, so that they no longer have to even leave their apartment in order to open a deposit. Opting for a savings account using the My Alfa-Вank Internet-based service enables our clients to open and further credit their deposits, getting a premium interest rate and a bonus for online banking, as well as to manage their accounts on-line.”