ABC Issues Second Securitized Credit Asset Product
OREANDA-NEWS. October 21, 2014. Agricultural Bank of China Limited (ABC) successfully issued its second securitized credit asset product – “2014 Second ABC Credit Assets Backed Securities” (“ABC Second CABS”) in an amount of RMB8,002.80 million at the inter-bank market.
It is learnt that ABC has accumulatively issued RMB10,122.80 million after this expansion of pilot of asset securitization, ranking No. 1 among large commercial banks.
Because of its high-quality asset pool, scientifically designed product structure and extensive market communication, the issue gained full recognition from various investors. Over 30 financial institutions including banks, insurance companies, securities companies and financial agencies attended the bidding. The bond at all grades was oversubscribed, with an average oversubscription rate of 158%, a new high in the market. As a result, A-1 bond was issued at an interest rate of 4.95%, A-2 bond at 5.3%, and B bond at 5.9%, all lower than comparable products during the period.
The successful issue of “ABC Second CABS” will help ABC further release its credit quota, reduce risky assets, and take the initiative to adjust the asset structure and increase fee-based income. The credit quota released by this bond issue will be mainly used to support the development of real economy. It will be invested in fields such as new urbanization and industry structure upgrading. It will mainly be used to support major projects of national importance to people’s livelihood such as shantytown renovation and affordable housing projects, and major transportation, energy and network building projects as well as air pollution treatment. ABC will further expand the asset securitization business in an orderly way to continuously improve the asset-liability structure. In doing so, ABC aims to make its due contribution to improving the multilayer financial market structure and supporting the development of real economy.
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