CTP Policies Become More Expensive by 30%
OREANDA-NEWS. From October 11th tariffs for compulsory automobile liability insurance (MTPL) increased by 30%. The lower value of the basic insurance rate is now defined in the 2440 rubles, upper - 2574 rubles.
Earlier, the Central Bank has established a tariff corridor, within which insurers will be able to set the value of the policy by taking into account the loss in specific subjects. Thus tariff corridor turned out not too wide - about 135 rubles, wrote "Rossiyskaya Gazeta".
By the way, "RG" previously considered the growth of the cost of the policy under the new rates. We should suppose the driver from Moscow (territorial factor is 2) over 22 years, and the experience of driving up to 3 years (coefficient 1). At the same time he is insured for eight years and he never made accidents, ie it was granted Grade 11 (bonus-malus coefficient is 0.6). Power of his car is from 120 to 150 hp (factor 1.4). Under the old rates, he would have bought a policy for 3326 rubles, with a minimum increase - for 4099 rubles, while the maximum - 4324 rubles.
Under the same conditions, but for the driver that several times over the years got into an accident, under the old tariff the policy would cost 11,880 rubles, while the new minimum - in 16734 rubles, and with the new maximum - in the 17658 rubles.
Recall that from October 1st, 2014 the maximum amount of insurance payments for insurance in terms of damage to the property of one of the victim has increased from 120 to 400 thousand rubles, and the maximum allowable level of wear on the component parts (parts, components and assemblies) that to be replaced with regenerative repair decreased from 80 to 50%.
The Government has also approved the requirements for the use of control systems with the use of ERA-GLONASS for simplified registration of an accident. Before January 2016 it is established a transitional period, during which for this purpose, you can use any means photo or video that are capable of recording the coordinates of the scene.
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