OREANDA-NEWS. The Agency believes that a significant strategic restructuring of the Bank and the measures taken by his government in the last two years to improve financial performance will allow the Bank to withstand the deterioration in the terms of operating activities, which the Agency expects in 2014-2015.

Market coverage of deposits may allow the Bank to maintain a relatively favorable safety profile of funding. The main source of funding URALSIB Bank are customer deposits. A positive factor is the ratio of loans / deposits above the average for the banking sector (92%), which supports the financial risk profile of the Bank, while the conditions of funding for many Russian banks deteriorate. URALSIB Bank still has the largest branch network, occupies a significant market share and is characterized by diversified business and presence in many Russian regions. The Agency expects that in 2014 The Bank will show a small increase in the total loan portfolio, while the growth of the retail loan portfolio will be 15-20%.