OREANDA-NEWS. August 19, 2014. The Bank “Kyivska Rus” has designed new type of credit for SME clients – “Credit in precious metals secured with deposit in foreign currency”.
 
The Bank “Kyivska Rus” designed this type of credit for entrepreneurs-manufacturers of jewelry, providing clients with the possibility to obtain the credit in precious metals (gold, silver) for business needs in the amount of current deposit in the Bank.
 
“The main advantages of the credit are free schedule of using credit funds due to its repeated use with the possibility of payment at the end of the period, absence of any expenses for its opening, because the deposit is used as a guarantee. One more advantage of this credit is possibility of tax burden optimization for clients”, - explained Yurii Voychak, the Head of SME customer lending department of the Bank “Kyivska Rus”.
 
The amount of credit is 80% of deposit for the period up to 12 months. Payment of interest is carried out monthly in cashless form through the purchase of metal on the ICMU, which is very convenient for the client in collaboration with the Bank.

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PJSC “Kyivska Rus” was founded in May 30, 1996. The Bank is working successfully during 18 years in the financial market of Ukraine. Banking services are provided according to the General License of NBU No. 19 dated 13.10.2011 and appendix to the General license No. 19 dated 13.10.2011. According to independent rating agency “Ukrainian Credit Rating Agency”, the credit rating of the Bank - ua BBB with “stable” forecast.