OREANDA-NEWS. "Expert RA" rating agency assigned "Nadezhda" insurance society reliability rating А+, which means very high reliability, the first sublevel. The rating outlook is stable, which means high probability of maintaining the rating in the mid-term.

A significant deviation of the actual solvency margin from the standard one, the Company's low loss ratios in the core lines of business, and high reinsurance coverage reliability were highlighted among the factors positive for the insurer's financial stability.

Low investment portfolio liquidity, low reinsurance coverage diversification, as well as the moderately high operating costs have a negative impact on the rating.