OREANDA-NEWS. "Expert RA" rating agency assigned "LOCKO -Bank" creditworthiness rating A+, which means very high credit solvency. The rating sublevel is one. The rating outlook is stable, which means high probability of maintaining the rating in the mid-term.

A good balance of assets and liabilities, by their maturity, in the short-term and high RoE were highlighted as positive factors. A good capital structure and its acceptable adequacy in terms of the asset quality and the provisioning policy support the rating.

The trend towards increase in the share of IV-V quality category loans in the aggregate loan portfolio and the Bank's increased reliance on the Central Bank's funds raised under repurchase transactions were highlighted as negative factors.