OREANDA-NEWS. "Expert RA" rating agency confirmed "ActiveCapital Bank" creditworthiness rating А, which means high credit solvency, the second sublevel. The rating outlook is stable.

A good balance of assets and liabilities by their maturities, the low balance sheet past-due debt on the loans provided to legal entities and individual businessmen, and prevalence of I and II quality category loans in the loan portfolio support "ActiveCapital Bank" rating.

High past-due debt in the retail loan portfolio, the insufficiently conservative provisioning policy and low RoE were the principal factors that restrained the Bank's creditworthiness.