OREANDA-NEWS. June 09, 2014. The peculiarity of My Rules is that the customer may independently put together the credit card features as a construction set: opting for the grace period, rate, design and a host of other things. All in all, the card gives the best fit to the customer.

Every month, most significant innovations are voted "Innovation of the Month" by the Efma Editorial Board and featured on the Efma website as well as in the Efma Journal, which aims to identify and showcase a cutting-edge collection of innovative ideas sustained by facts and figures.