OREANDA-NEWS. 'Expert RA' rating agency assigned 'Chuvashiya-Med' medical insurance organization reliability and service quality rating A, which means high reliability and service quality. The rating outlook is positive. The positive outlook means high probability of upgrading the rating in the mid-term.

High reliability of investments - the investments into real estate and facilities with ratings А+ and higher under 'Expert RA' scale account for 80.0% as of September 30, 2013) - have a positive impact on the Company rating.

The high combined loss ratio in VHI, low RoE indicators, as well as the moderately high efficiency of medical and economic appraisals did not allow assigning a higher rating.