OREANDA-NEWS. 'Expert RA' rating agency assigned 'Miraf-Bank' creditworthiness rating A, which means high credit solvency, the third sublevel. The rating outlook is developing, which means equal probability of maintaining and changing the rating in the mid-term.

A good balance of assets and liabilities, by their maturities, in the short- and mid-terms, a good loan portfolio quality as well as the acceptable concentration of raised funds on the major lenders support the Bank rating.

The Bank's suboptimal capital structure, the high operating costs and the moderately high capital immobilization level restrain the rating.