OREANDA-NEWS. 'Expert RA' rating agency confirmed 'Finprombank' Joint Stock Commercial Bank creditworthiness rating A, which means high credit solvency; the sublevel was upgraded to the second; the rating outlook is stable. The Bank used to have rating A, with the third sublevel and the stable outlook.

A good balance of assets and liabilities, by their maturities, in the short- and long-terms, and good diversification of raised funds by sources were the main factors having a positive impact on 'Finprombank' rating.

High concentration of active transactions on the major credit risk items and low capital adequacy as well as low loan portfolio security were the key factors negative for the rating.