OREANDA-NEWS. 'Expert RA' rating agency changed 'Promsberbank' creditworthiness rating outlook from developing to negative, which means high probability of downgrading the rating in the mid-term. The rating remained unchanged at A, which means high credit solvency, the rating sublevel is three.

High loan portfolio quality and its good security, low concentration of raised funds on major lenders, and a good balance of assets and liabilities, by their maturities, in the long-term support the Bank rating.

The suboptimal capital structure, high concentration of active transactions on the major credit risk items and significant outflows of corporate and individuals' money late in 2013 restrained the rating.