OREANDA-NEWS. 'Expert RA' rating agency assigned 'Bank Insurance Company' reliability rating А+, which means very high reliability. The rating sublevel is one. The rating outlook is stable, which means high probability of maintaining the rating in the mid-term.

The high current and adjusted net insurance liquidity ratios as of 30.09.2013, high deviation of the actual solvency margin from the standard one and the low operating costs had a positive impact on the rating.

Such factors as low insurance portfolio diversification and high reliance on one sales channel and one bank did not allow assigning a higher rating.