OREANDA-NEWS. 'Expert RA' rating agency confirmed 'Unifin' Commercial Bank creditworthiness rating A, which means high credit solvency, the third sublevel, the stable outlook. The stable outlook means high probability of maintaining the rating in the mid-term.

The moderately conservative provisioning policy and the high loan portfolio securitization were highlighted as the key factors positive for the rating.

Low capital adequacy and the high level of III quality category loans are the principal factors having a negative impact on the rating.