OREANDA-NEWS. 'Expert RA' rating agency assigned 'Business Sodeystvie' micro-finance organization reliability rating А.mfi, which means high reliability, the rating outlook is stable. The stable outlook means high probability of maintaining the rating in the mid-term.

High capital adequacy, the minimum short-term liabilities and good micro-loan portfolio quality have a positive impact on the reliability rating. The acceptable liquidity indicators, high securitization of issued micro-loans and no currency risk for the Company are also positive for the rating.

No applicable regulations on creating the provision for possible loan losses and the absence of the Company's official website, which reduces the information transparency, restrain the rating.