OREANDA-NEWS. 'Expert RA' rating agency confirmed 'GT Bank' commercial bank creditworthiness rating A, which means high credit solvency, the second sublevel, the rating outlook is stable. The stable outlook means high probability of maintaining the rating in the mid-term.

High capital adequacy, low past-due debt and good cash and current ratios were the key factors having a positive impact on 'GT Bank' rating.

High concentration of active transactions on the major credit risk items, the insufficiently conservative loan provisioning policy and weak competitive standing in the main region of presence are the key factors having a negative impact on the rating.