OREANDA-NEWS. 'Expert RA' rating agency confirmed 'AF Bank' creditworthiness rating A, which means high credit solvency, the third sub-level. The rating outlook is stable.

The moderately high capital adequacy, good diversification of the resource base by maturities, a good balance of assets and liabilities, by their maturities, in the short-term still support the Bank rating.

The Agency's experts also highlighted an insufficient balance of assets and liabilities, by their maturities, in the long-term. In addition, the high ratio of the maximum risk per borrower and reduction in the funds raised from corporations and individual businessmen in 2012/2013 were noted as negative factors.