OREANDA-NEWS. January 21, 2014. In the past year MEGABANK granted most of microcredit to farmers. In 2013 total 317 loans totaling 114 million 505 thousand hryvnias have been granted in the direction of microcredit.

At the same time, farmers received 173 loans amounting.734 million 64 thousand hryvnias. In 2012 255 loans were granted amounting to 62 million 343 thousand hryvnias, 115 of which are loans issued to farmers and amounting to 30 million 40 thousand hryvnias.

Microloans in MEGABANK are available to entrepreneurs – individuals and legal persons who are employed in the service sector, trade, manufacturing and agriculture. The maximum amount of such a loan is 2 million hryvnias. If the loan is taken for replenishment of working capital, if this case, depending on the type of business, it is issued for up to 2 years, for fixed assets – up to 5 years. For clients of the agricultural sector MEGABANK offers a grace of the maturity of principal and adaptation of repayment schedule.

Constantly improving its products and services, last year MEGABANK offered its clients of small and medium businesses new products, namely loan without collateral of up to 150 thousand hryvnias for up to 2 years, loan to farmers for replenishment of working capital of up to 1 mln. hryvnias up to 1 year, and loan to acquire fixed assets in the amount of up to 2 mln. hryvnias with lending term up to 5 years. Thus, decisions on such loans are accepted within two days from the date of filling in an application by a client.