OREANDA-NEWS. 'Expert RA' rating agency confirmed 'Emergency Insurance Company' reliability rating A+, which means very high reliability, the first rating sub-level. The rating outlook is stable, which means high probability of maintaining the rating in the mid-term.

The high current ratio and the high adjusted net insurance liquidity ratio, high deviation of the solvency margin from the minimum share capital and low operating costs had a positive impact on the rating. In addition, the low combined net loss ratio, the low ratio of payables to the balance sheet total and the high financial potential of the Company's owner were highlighted as positive factors.

Such factors as the Company's high reliance on one insurance type and one customer did not allow assigning a higher rating. The high net loss ratio was also noted among negative factors by the analysts.