OREANDA-NEWS. 'Expert RA' rating agency confirmed 'KS BANK' creditworthiness rating A, which means high credit solvency, the third sub-level, the stable rating outlook.

A good balance of assets and liabilities, by their maturities, in the short- and mid-terms, high loan portfolio quality and its acceptable collateralization, and strong competitive standing on the local market were the key factors having a positive impact on the rating.

Low capital adequacy combined with the suboptimal equity structure, low profitability and high capital immobilization are the key factors restraining the Bank's creditworthiness.