OREANDA-NEWS. 'Expert RA' rating agency confirmed 'ROSAVTOBANK' creditworthiness rating A, which means high credit solvency, the second sub-level, the rating outlook is stable.

A good balance of assets and liabilities, by their maturities, in the short- and mid-terms, good loan debt quality and high securities portfolio liquidity have a positive impact on 'ROSAVTOBANK' rating.

The Agency regards low capital adequacy, high concentration of active transactions on major credit risk items and high undertaken currency risks as of certain dates of 2013 as negative factors.