OREANDA-NEWS. 'Expert RA' rating agency upgraded 'Taatta' Bank creditworthiness rating to A+, which means very high credit solvency, the third sub-level. The rating outlook is stable. The stable outlook means high probability of maintaining the rating in the mid-term. The Bank used to have rating A, which means high credit solvency, the first sub-level, with the positive outlook.

Moderately high capital adequacy, a good balance of assets and liabilities, by their maturities, in the short- and long-terms, high resource base growth rates still support the Bank rating.

The insufficiently conservative loan provisioning policy and high concentration of credit risks on shareholders are highlighted as the key rating-restraining factors. In addition, moderately high operating expenses pressurize profitability indicators.