OREANDA-NEWS. 'Expert RA' rating agency confirmed 'East-Siberian Transport Commercial Bank' creditworthiness rating A, which means high credit solvency, the third sub-level. The rating outlook is stable.

Low concentration of raised funds on major lenders and low concentration of active transactions on major credit risk items are the main factors having a positive impact on 'VostSibtranscombank'.

The insufficient balance of assets and liabilities, by their maturities, in the long-term and the Bank's high reliance on individuals' money as the main source of funding, combined with their poor geographic diversification, were highlighted as restraining factors for the Bank's creditworthiness.