OREANDA-NEWS. 'Expert RA' rating agency confirmed 'Svyaznoy Bank' creditworthiness rating A, which means high credit solvency, the rating sub-level is one, the rating outlook is stable.

Strong competitive positions on the consumer lending market, combined with broad business geography, have a positive impact on 'Svyaznoy Bank' rating. The Bank's operations are distinguished by a good balance of assets and liabilities, by their maturities, in the short- and long-terms and low concentration of active transactions on major credit risk items.

Low loan portfolio security resulting from the Bank's specialization in unsecured retail lending, as well as low operating profitability of the business had a negative impact on the rating.