OREANDA-NEWS. 'Expert RA' rating agency confirmed 'FORUS Bank' creditworthiness rating A, which means high credit solvency, the sub-level is two, the rating outlook is stable.

'Expert RA' analysts highlight strong competitive positions in the retail micro-lending segment in the Nizhny Novgorod Region and absence of major credit risks as of October 1, 2013, as the key factors having a positive impact on the Bank rating. A good balance of assets and liabilities in the short-term and the Bank's maintaining of the high share of raised funds that mature in 180+ days have a positive impact on the rating.

Low loan debt quality and the suboptimal retail loan security structure are noted as the key rating-restraining factors.