OREANDA-NEWS. 'Expert RA' rating agency assigned 'Narodny Credit' Bank creditworthiness rating A, which means high credit solvency, the third sub-level. The rating outlook is developing. The developing outlook means equal probability of maintaining and downgrading the rating in the mid-term.

The provisioning policy adequate to the current credit risk level and the stable trends for raised funds are the principal factors having a positive impact on 'Narodny Credit' Bank rating. Liabilities diversified by customers and broad business geography are also highlighted as positive factors.

Low loan portfolio security and moderately high concentration of active transactions on major credit risk items are highlighted as the factors restraining the Bank rating.