OREANDA-NEWS. 'Expert RA' rating agency confirmed 'Uralcapitalbank' creditworthiness rating В++, which means acceptable credit solvency. The rating outlook is developing. In this case, the developing outlook means equal probability of maintaining and downgrading the rating in the mid-term.

The acceptable loan portfolio security, good balance of assets and liabilities, by their maturities, in the short-term and the high share of 'long' liabilities support the Bank rating.

The extremely high concentration of raised funds on the major lender and availability of major payments in the rating period are the main factors limiting the Bank's creditworthiness. The Agency also notes very low capital adequacy and the suboptimal equity structure as well as high concentration of active transactions on the major credit risk items.