OREANDA-NEWS. 'Expert RA' rating agency confirmed 'Perm Guarantee Fund' guarantee coverage reliability rating A+, which means very high guarantee coverage reliability, with the stable outlook. The stable outlook means high probability of maintaining the rating in the mid-term.

The low capital multiplier and low unconditional liabilities had a positive impact on the Fund rating. The conservative approach to sharing borrower-related credit risks with partner banks, business concentration in the region with the high investment appeal rating were also positively estimated.

The extremely low coverage of off-balance liabilities with liquid assets exerts pressure on the rating.