OREANDA-NEWS. 'Expert RA' rating agency assigned 'SIBES' Commercial Bank creditworthiness rating A, which means high credit solvency, the third sub-level. The rating outlook is stable. The stable outlook means high probability of maintaining the rating in the mid-term.

High capital adequacy and high profitability are the principal factors having a positive impact on 'SIBES' Commercial Bank rating. The loan provisioning policy adequate to credit risks undertaken by the Bank is highlighted as a positive factor.

Low loan portfolio quality is the key factor restraining the Bank's creditworthiness.