OREANDA-NEWS. 'Expert RA' rating agency confirmed 'Kholmskkombank' creditworthiness rating A, which means high credit solvency, the second sub-level, the stable outlook.

High capital adequacy, a good balance of assets and liabilities, by their maturities, in the short-term, and the high gross loan portfolio security have the key positive impact on 'Kholmskkombank' creditworthiness.

High capital immobilization, the moderately high share of IV and V quality category loans in the portfolio and the significant share of prolonged debt have a negative impact on the rating.